Energy retrofit for homeowner associations

Technical partner to property managers for the energy retrofit of multi-family buildings. End-to-end management of Programme 3 NGEU grants.

HERO BLOCK, straight to the property manager

``` TECHNICAL PARTNER TO PROPERTY MANAGEMENT FIRMS

Energy retrofit for homeowner associations

We are the delegated technical department of property managers. Design, works and end-to-end management of Next Generation grants for your building.

[Button 1] I am a property manager | Request a meeting → [Button 2] I am a president or resident | Request a free assessment → ```

Why work with PAPIK Group

Four concrete reasons, all verifiable.

DELEGATED TECHNICAL DEPARTMENT

END-TO-END GRANT MANAGEMENT

MATERIALS READY FOR THE MEETING

VERIFIABLE TRACK RECORD

What Programme 3 is and why it is the opportunity for your association

Educational block, public information, legal basis cited.

2.1 What Programme 3 NGEU is

Programme 3 of the Next Generation EU funds finances the energy retrofit of existing residential buildings. It is the programme with the highest grant percentages for homeowner associations.

2.2 How much % of grant the association can obtain

Grant percentages vary according to the energy savings achieved. A retrofit with savings between 30 and 45% accesses 40% of the eligible cost. A retrofit with savings between 45 and 60% accesses 65%. A retrofit with savings above 60% accesses 80%. These ranges are based on the regulatory framework in force, and each case is assessed individually according to the specific project and the building's initial consumption.

2.3 What requirements the building must meet

Eligibility depends on the combination of several requirements. The building must be an existing collective residential property. It must be of an age according to the regulations in force (roughly before 2008, with exceptions). It needs a resolution of the owners' meeting with the corresponding legal majority. It must meet the minimum energy-saving targets required by the programme. The ITE (Building Technical Inspection) must be valid or in process.

2.4 Current deadline

Programme 3 currently has a horizon of 31 December 2026, with earlier extensions already applied. Our recommendation is to verify the current deadline in each specific project to ensure applicability.

2.5 Quorum required at the owners' meeting

For energy improvements that draw on public grants, Law 49/1960 on Horizontal Property (article 17.2) establishes a majority of three fifths of the owners and of their shares. In some cases a simple majority applies. Each specific case must be reviewed with the property manager and the association's legal documentation.

Common types of intervention in multi-family buildings

Six interventions, combinable depending on the case.

The usual interventions in multi-family buildings cover six main areas. Thermal façade insulation (SATE) is the most common and the most impactful: it can reduce energy consumption per dwelling by between 30 and 50% depending on the initial condition. The replacement of common windows is concentrated in stairwells, lobbies and communal terraces. Roof insulation is especially relevant in buildings with a top floor with high losses. Replacing the communal boiler with aerothermal energy combines savings on the communal bill and a transition away from fossil fuel. The rooftop photovoltaic installation supports communal services (lift, lighting, common areas). The full retrofit of the envelope combines all of the above and makes it possible to reach the maximum grant of 80% if the minimum established energy saving is achieved.

Six phases, you make the decisions, we handle the operations

01: FIRST MEETING With you (property manager) or with the owners' meeting. We explore viability with no obligation or cost.

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02: FREE ENERGY ASSESSMENT Technical visit to the building. Blower-door test, thermography, current energy certificate. No cost or obligation.

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03: TECHNICAL PROPOSAL + GRANT ESTIMATE Detailed document with technical design, itemised budget, grant estimate per dwelling and expected savings.

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04: PRESENTATION TO THE OWNERS' MEETING We prepare visual and technical materials for the vote. If you wish, we attend the meeting to answer residents' questions.

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05: EXECUTION AND NGEU MANAGEMENT If the meeting approves, we sign the contract, start the works and manage all the grant documentation.

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06: HANDOVER + FINAL JUSTIFICATION Post-works energy certificate, justification before the administration, collection of the grant by the owners.

You (property manager) or the owners' meeting only make the strategic decisions. The operational side is on us.

SUB-SECTION "I AM A PROPERTY MANAGER"

Your delegated technical department for energy retrofit

We work with registered property managers as a specialist technical provider. You are our client; the associations you manage are the final beneficiaries. When you detect a building with retrofit potential, we help you prepare it and present it at the owners' meeting, always under your direction and preserving your relationship with the building.

What we offer property managers

Our partnership offer for property managers includes free assessments at the buildings you refer to us, technical designs and detailed budgets under your direction, professional materials for the owners' meeting (signed by PAPIK Group as technical provider, never co-branded), annual training for your team on the current NGEU framework (between one and two sessions a year), regular meetings to coordinate the portfolio of buildings, and transparent reporting on the progress of each project. The relationship is built as a permanent professional partnership, not as a one-off sale.

Request a meeting to define the partnership

Want to raise this topic in your association?

If you believe your building could benefit from a retrofit with a Next Generation grant, we can help you present the idea correctly to the owners' meeting and to your property manager. Our involvement is discreet: we offer a free assessment of the building without the association having to take on any prior commitment, introductory materials that you can show to your property manager and to the meeting, and our presence at the meeting if the association explicitly requests it.

Three recent cases in associations

Without identifying the building or address. Documentation available under NDA during the assessment.

⚠ Each case defensible internally under NDA. No building name, no address, no identifiable photo.

1970s MULTI-FAMILY BUILDING Vallès Occidental | 12 dwellings + commercial units Intervention: SATE plus windows plus communal aerothermal energy. Result: energy class goes from E to A. Consumption savings 65%. Grant obtained in the 60-70% range over the eligible cost.

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1990s MULTI-FAMILY BUILDING Maresme | 8 dwellings Intervention: façade insulation plus windows plus boiler to aerothermal energy. Result: energy class goes from D to A. Consumption savings 55%. Grant obtained in the 50-60% range.

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PROTECTED HISTORIC BUILDING (19th century) Barcelonès | 6 dwellings Intervention: heritage-compatible interior insulation plus high-efficiency windows respecting the original aesthetic. Result: energy class goes from E to C. Consumption savings 40%. Grant obtained in the 40-50% range (heritage-adapted programme).

Frequently asked questions

What majority does the owners' meeting need to approve a retrofit with a grant?

For energy improvements that draw on public grants, Law 49/1960 on Horizontal Property establishes a majority of three fifths of the owners and of their shares (article 17.2). In some cases it is a simple majority. Each specific case must be reviewed with the property manager and the association's legal documentation.

How long does the process take from the first meeting to the start of works?

Usually between 4 and 8 months. It includes the assessment, the proposal, the vote at the owners' meeting, the grant application and contracting. The works themselves can take from 4 to 12 months depending on scope. ──────────────

What if the grant is not approved?

The project remains viable if the association decides to proceed with private financing. Many financial institutions offer specific lines for retrofit with preferential terms. We guide you through the available options. ──────────────

Can the retrofit be done with residents living in the building?

Yes. A façade (SATE) or roof retrofit is done with residents at home. A more invasive intervention (replacing downpipes, for example) requires phased planning. We coordinate it with the property manager to minimise disruption. ──────────────

What happens with residents who do not want to pay the levy?

If the owners' meeting approves by the corresponding legal majority, the decision is binding. Non-voters and those who vote against also pay. For contentious cases, the legal department of your property manager has the applicable procedures. ──────────────

Do you work with property managers on a stable basis?

Yes. We have recurring property-manager partners. If your property manager does not yet know us, we can introduce ourselves directly. They will decide whether we are a fit. ──────────────

What happens with buildings that are listed or of heritage value?

They can still be retrofitted, but with compatibility with heritage regulations. Each case requires a specific architectural assessment and often a prior favourable report from the competent body. ──────────────

Is there a limit on the building's age?

The NGEU programme has its requirements. Generally residential buildings prior to a reference year are eligible. We verify this in the assessment. ──────────────

What is the difference between your retrofit and a conventional retrofit?

We work to advanced energy-efficiency standards (Eskimohaus® system, Passivhaus, EnerPHit). A retrofit by us does not stop at meeting the regulatory minimum; it seeks the maximum possible saving for the residents.

If your case is different

Want to see the retrofit for single-family homes? → General retrofit

Do you own an entire building under sole ownership (not an association)? → Wealth

Want the construction of a new multi-family building? → Construction (new build) or Development (purchase)

Let's start with a conversation

No obligation for the association. No cost. An honest assessment of your building's retrofit potential and of the indicative grant it could apply for.

Legal note

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A retrofit under a horizontal-property regime requires the approval of the owners' meeting according to the applicable legal majority (Law 49/1960 on Horizontal Property and its amendments). Next Generation EU grants are subject to budgetary availability and compliance with requirements by the beneficiary. This page is informative and does not constitute legal advice or a guarantee of approval. Each case is assessed individually during the assessment phase. ```

MANDATORY REVIEW by a lawyer specialised in horizontal property before publishing. Not optional.

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